Maya Banks and Lexi Blake - I can't personally recommend them since I haven't read much of their work, but their books seem to be very well received.
All of them set their stories in the real world and employ the safe, sane, consensual model in their BDSM relationships, and most of them are probably best described as BDSM/Romance. Happy reading!
i am personally stuck on Claire Thompson.... something for everyone i read a lot and goodreads.com is the best place to search, you will find what your looking for- anything in particular you want?? I know when i search i have an idea in mind
I know its not a "novel" (more of a comic) but Sunstone is an amazing read. The characters feel like real people who like bdsm, and not just bdsm characters. Its mostly F/f but you get a few M/f as well and will get more as he finishes the comic hes on chapter 4 out of 12 or 15 i forget which.